april1967:There is at least one mainstream lender who would consider this.

I would be very surprised if any lender including Halifax will do this as one of the main basic conditions for any residential mortgage with any lender is that the applicants (all of them) must use the mortgaged property as their main residence, if you start breaking from this then it is a short walk from here to renting residential properties.

What I will also add is that Halifax are not keen on anyone that does not pay UK tax on their income and even less keen if their main income is not paid into a UK bank account.

I am mortgage broker and live run my practice right on the border with Northern Ireland / Rep of Ireland and this is not the most unsual scenario as plenty of people work one side of the border and live the other and while lenders are accommodating to a certain extent I can say for certain is that Halifax do not like it if they cannot see UK tax being paid and in nearly every single case I have ever placed with them (I place lot with Halifax) they will insist that any earned income that pays tax (they generally do not accept many other forms of income) must be paid into UK bank account.

If the non UK resident also does not pass the credit check, they are a dead duck in the water too and this will likely be the first and biggest hurdle they need to beat

sus - For your assistance and safety there is a link below to independent mortgage advisers who operate through the unbiased site, just enter your postcode to find local help.

If you suggest in private that they approach the Halifax on your behalf as advised, then this would help prevent you from needing to disclose any further privileged information though a forum.

http://www.unbiased.co.uk/independent-mortgage-advice

I would need more info to confirm categorically but Halifax may consider it. However, like most other lenders, Halifax tend to be less flexible when you approach them directly but more flexible when approached by mortgage brokers.

If you are looking for a straightforward residential mortgage with good rates then the answer is no!

Anyone who is listed on the mortgage deeds and application must also be resident within the property too.

You may (as Maxsteam has said) be able to get a mortgage from a specialised lender. Barclays may be able to help, but it will not be on the regular rates that most borrowers get and may even be 1% - 2% higher in rate.

It is certainly possible to get an offshore mortgage but the criteria will be stricter and the costs higher than a mainstream mortgage.

If the person who you are calling "non-UK resident" is on the electoral roll and has UK accounts then it is possible that lenders will ignore the tax status. It will be worthwhile to go through all the details with an independent mortgage adviser as there will never be enough information in a post here for a definitive "yes" or "no".