home
in

Named driver carrying over NCD?

Last post Sun, Jan 13 2008, 2:53 PM by Bruce_. 3 replies.
Sort Posts: Previous Next
  •  Fri, Jan 04 2008, 6:44 PM

    Named driver carrying over NCD?

    I separated from my wife 9 months ago (Ahh!) and have just found out I was a named driver on her policy, which has over 5yrs No Claims on it. Does anyone know If there is an insurance company that will recognise this fact and offer me a new policy with some (or all) of the NCD?

    Many thanks cyberfolks!

    • Post Points: 35
  •  Fri, Jan 04 2008, 7:47 PM

    Re: Named driver carrying over NCD?

    Are you still a named driver? If so and armed with the policy number you can call the insurer, explain the situation and they may issue a policy in your name enjoying the same or at least a worthwhile discount. Much depends on whether you were just on it for occasional use or whether whilst she was the main driver you were fairly close behind in frequency . . .

    The other thing that I have seen done recently in similar circumstances was the quick taking of the 'Pass Plus' course (sort of advanced driving instruction) and the immediate offer of four years NCB by Churchill for having done so. For a driver under 30 that can work out a big saving!

    A third thing that often works is if you do any driving as part of a job insurers will often offer two or three years NCD if you have several years on a businesses policy without accident or claim involving negligence or fault on your part.

    Failing any of those you can always try just outlining the situation to a sympathtic broker who may negotiate a decent introductory bonus with a company she or he has a good relationship with!

    Good luck! Funforus

    • Post Points: 20
  •  Fri, Jan 04 2008, 10:38 PM

    Re: Named driver carrying over NCD?

    Hey! Thank You Funforus,

    I am still the named driver and will try your suggestions, although I do wonder if the two words 'sympathetic broker' really exist together!

    Thanks again,

    Simthon13

    • Post Points: 5
  •  Sun, Jan 13 2008, 2:53 PM

    Re: Named driver carrying over NCD?

    Directline do, if the other policy is with Directline
    • Post Points: 5