I have just taken out one of these cards due to the offer and the speed with which I needed the card. Whilst the process is relatively simple and the rates are OK (though you do have to be aware that the rates change VERY regularly. In the couple of hours before I took mine out it changed 3 or 4 times) and the cards arrive in a couple of days there are some things that I feel I should point out.

As a Moneysupermarket exclusive you also get:

1. Express delivery included. Well you get this anyway if you order 500 Euros or more.

2. You can apply for an additional card for free. This is NOT a second card! It is another card that runs its own balance and has to be loaded separately. It does not run off the amount you load on the original card you applied for. The only advantage I can see over making a second application is the claim that the balance on the original card can be transferred to the second card if you lose your original card.

3. £5 cashback when you load more than £500. Cashback applied after purchase. No details of HOW you get the cashback and when. Nearly a week on and no sign of it.