I am in the process of renewing my annual travel policy and am finding, via Moneysupermarket, loads of Insurers of which I've never heard quoting less than half the premium offered by my current Insurer, STA.

Who are these companies - Flexicover Direct, Insurefor.com, OUL Direct, Swiftcover, Club Direct etc? Has anyone else any comments or, more importantly, any claims experience? I find that when something looks too good to be true,it generally is!