home
in

Multiple Credit Accounts on report - adversly affecting credit?

Last post Thu, Apr 05 2012, 9:44 PM by maxsteam. 1 replies.
Sort Posts: Previous Next
  •  Thu, Apr 05 2012, 9:44 PM

    Re: Multiple Credit Accounts on report - adversly affecting credit?

    andycy:

    Am I right in thinking this would affect any offers lenders would make to me, especially in regards to mortgages?

    Yes. It depends what is in the accounts but it will effect your score. If you are about to apply for a mortgage of if the issue is important to you for any other reason, you should write to the lender and/or the credit reference agency/agencies asking for the errors to be corrected.

    • Post Points: 5
  •  Thu, Apr 05 2012, 6:03 PM

    Multiple Credit Accounts on report - adversly affecting credit?

    I have just noticed that on my experian report, several credit accounts are repeated 3 times. This inflates the overall amount I owe as well as the amount of credit I have available. Am I right in thinking this would affect any offers lenders would make to me, especially in regards to mortgages?
    • Post Points: 20