I heard on the radio the other day a "financial expert", whose advice was, as interest rates on savings accounts are so poor to move the money into your Personal Pension where it can buy units very cheaply. Is this good advice? As my Personal Pension is also very poor at present, I am reluctant to add any more money, to go down the drain.

For impartial free professional advice on that subject, I would give the Pensions advisory service a call at local rates, they have no axe to grind either way... and would give you a honest well informed answer.

http://www.pensionsadvisoryservice.org.uk/