You should contact the court to confirm things. If the proceedings look likely to go ahead, you should attend and go into the court and be ready to put your case to the magistrate. It is not unheard of for people to be misled into believing that they don't need to go but you should believe what you hear from the court officials.

Yes, it is very unusual to be looking at repossession after such a short time, particularly when you have been cooperating with the lender.

I contacted the mortgage company today who had said that they should have sent a letter informing us it is a suspended order, but also received court papers today so not sure what to do.

Also concerned that I speak to a different person each time and they are not logging things on the system!

The hearing should be at a court that is local to you.

You go along and tell the magistrate that you agreed with the lender, and are able to make, payments on 26th of each month. You also state that the agreement related to (only) two months arrears. If there is a representative of the lender who talks to you before the hearing, don't let them persuade you not to go inside to watch and, if required, contribute to the proceedings.

It is possible that the lender would like a court order in place in case you default on the agreement. If you don't attend, they will be likely to get this.

You should also approach your local Citizens Advice Bureau about legal advice. They may or may not be able to help you at court.

It's worth taking any documents that might be relevant with you (bank statements showing payments, copies of cheques, etc.). You can show these to the people at court but don't let them out of your sight.

Can anyone help with this, I agreed a repayment plan with my mortgage lenders as I had two months arrears, but then this morning I received a court date for repossesion order, I contacted my mortgage company who said it was because the agreed payment date was 15th of each month, however what I actually agreed was 26th of the month, but this had not been logged on their system.

I have made payment for January but have been advised that I still need to attend court, although they will contact their solicitors to inform them of my agreed payments. What happens at Court?