Aldermore do a 5 year fixed rate bond that pays interest monthly and is currently paying at 5.4% which might be the sort of thing you are after - think it is a £50k max though (edit: completely wrong about that it's £1m!). http://www.aldermore.co.uk/savings/fixed-rate.aspx

The AA do a 2 year fix at 4.35% http://www.theaa.com/savings/fixed-rate-savings-accounts-products.html

Relying on savings for income has been tough for the last few months.

Hi Karen Thanks for that but i don't think £160 k makes me entitled to Benifits! You see my Mother left me this money as a inheritance, I do have my house paid for, I am 63, my state pension is only £67 per week , so its worked very well in the past of money safe and providing a income for me, of 6% last year, up to the end of this month, now it has droped as i said to 3% , I was asking if any one knew of any thing that pays higher interest rates now, the money i don't intend to spend as i would like to leave my kids some thing , i am in quite good health, but live in south west Wales and jobs are hard to come by hear at my age. I would just like a decent income from my investments, Thank Karen ,

I was lucky enough last september 2008 to wind my investments up for a yr in a lloyds deposit account giving me 6% monthly income! it will mature at the end of month and the rate has droped to 3%, I am in no need to get to my investment the most inportant thing is the amount of monthly income i get as i only have a tiny pension and could not run house on this. Any advise please, I dont want to muck around with stock and shares to scary