I am paying this company £230 per month, to pay off my unsecured debts, I dont know if I am am doing the write thing because they are taking off me something like 17.5% for their fees every month, also I am in arrears with my mortgate, only by one month so far, I am in depair, please help

Hi -- Have a word with the UK insolvency helpline in the morning (freephone), they are a totally free charitable organisation with licensed professional debt counsellors and advisors, they will be able to suggest alternatives, or re-arrange your management plan more efficiently, even possibly taking it up on your behalf.

 

http://www.insolvencyhelpline.co.uk/company-info/ih-introduction.htm