Hi
I have been ripped of with upfront fees from yes loans and another but not delivered on the loan. I have 1 black mark against my name on my credit file, but that debt is clear. It was just a late fee that I was unaware of but is now ruining my life.
My Lloyds account was overdrawn for 5 months as I was working abroad and did not realise what had happened. My post was sent to my UK address and I was being paid into an Australian account. Lloyds will not clear my credit file
I am studyong full time and need a loan. I am not on a degree course so do not qualify for a student loan through student finance England nor can I get a CDL due to bad credit rating. No main high street bank will help.
Who can I apply to for a loan without paying an upfront fee like yes loans or giving my bank details where they can debit money from my account, either immediately or in a months time.
Regards
Chris