Having recently purchased a new house with my partner, want to take out a Life policy. My girlfriend has taken out a policy with no problem. However, my medical history has caused problems with my application and have subsequently been declined by one firm. We originally applied for a joint policy. Specifically, the problem I have is a minor heart condition (which is not life threatening and dr's have confirmed it presents no serious problem in the future). I have also experienced periods of depression through my life and have been on medication.

Are there any specific insurance companies who specialise with such a situation, as I accept and am prepared to pay a higher premium where necessary. In the outcome of my death I wouldn't want to leave my partner without cover. I dont want to keep applying to be declined, as anticipate this may affect other policy applicationscredit history etc.

Any advice would be appreciated.