Me and my boyfriend want to buy our first house together. We have a 10% deposit saved and are looking at houses around £140,000. But I'm not sure if it is possible for us to get a joint mortgage and my boyfriend won't get it on his own due to his salary. He is 24, has been in the police for 3 years and has a very good credit rating. However I am 22, have only been a student paramedic for a year, and have a very poor credit rating. Although I now have no debt and a credit card that I pay in full every month, this has only been the case for about 6 months. Last year I was un-emplyed for a year and got into trouble with my debt. I defaulted with at least 4 companies and had my bank account shut down (although I now have a new one). Is it going to be possible for us to get a joint mortgage within the next year or are we going to have to look for a different solution?

Thanks

Natasha