Thankyou for the reply. I did transfer from Barclays last year to Nationwide, getting 3.4% fixed for 3years which I thought was not bad.

Many banks keep their best savings rates for new customers, or at least for their first year. You'll probably be best staying with what you've got for now and then switching in April. You should make your decision based on what is on offer at the time, in my view, rather than any predictions. It's possible that you will switch again after another year....

Hi. I have been looking at the Nationwide ISA which is fixed at 3.25% till September 2013. I currently have a Barclays Golden ISA which will drop to 2.2% in April. I was thinking of transfering from Barclays to Nationwide, but wondered if anyone had any idea as to whether Nationwide are likely to up their rate of their fixed ISA's during the next month or so when banks/building societies tend to get competitive? Is it worth waiting for this, and is it likely they will up their rate? Any help appreciated.

Kev.