A newby here, hoping for some sanity in this world of car insurance!!
My son's car 'died', just as we were about to sell our Freelander. So, being the kind, generous and caring parents that we are (!) we are allowing him to use the car instead of selling it, until such time as he can get himself a replacement. He contacted his insurance company, who happily transferred his insurance on to the new vehicle, noting on the change of details document that the car was registered to his father. No problem there.
The insurance renewal date is now looming, but our son doesn't want to renew his policy for the Freelander with the present company as they do not provide cover for a Toyota Celica - which is the car that he has set his heart on buying, when he can find a good one. Here is our problem - having found an insurance company that will insure the Toyota when it is aquired, they won't provide cover for a car that is registered in someone elses name! We would rather not officially transfer the Freelander to our son, as it will add another owner to the registration document. So, how do we find insurance companies that will a) insure a driver to use a car registered to another, and b) insure a Toyota Celica?
My son is 25 years old, is a qualified HGV driver, and has 2 years no claims.
We will be very grateful for any advice that anyone might have to help us through this maze of conflict!