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Insurance for engagement ring

Last post Fri, Jun 29 2007, 5:28 PM by Votewithyourfeet. 13 replies.
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  •  Fri, Jun 29 2007, 5:28 PM

    Re: Insurance for engagement ring

    Nina

    Not sure what the others are on about here but you should insure your ring seperately if it is valuable. There aren't many specialist insurers in this area but when I was researching this last year one name kept cropping up, generally regarded as THE place to insure with. Even the jewellers say so. I pay around £54 per year to insure my partners ring which is worth nearly £2,000, which I think is very good value. It covers overseas travel as well but you have to let them know when you're going.

    Get a quote from them and put your mind at rest. The company is called T H March www.thmarch.co.uk. They are very nice people and they don't mess about.

    Good luck

    • Post Points: 5
  •  Fri, Jun 29 2007, 4:37 PM

    Re: Insurance for engagement ring

    No, I need the cat & no liability until I have earned lots.
    • Post Points: 5
  •  Fri, Jun 29 2007, 11:48 AM

    Re: Insurance for engagement ring

    Hmmmmmmmmm!!!!!!!!!
    • Post Points: 5
  •  Fri, Jun 29 2007, 10:06 AM

    Re: Insurance for engagement ring

    Fiamold:

    All sounds fair to me. The only extra conditions I would insist on are:

    1) Peter pays your fee, with me only becoming liable for half of it after I have earned in excess of £20k within any one tax year.

    2) I get to keep the cat.



    Sounds a bit scary to me :-)

    How about we give you the cat - bit like bullys special prize.........
    • Post Points: 35
  •  Tue, Jun 26 2007, 5:18 PM

    Re: Insurance for engagement ring

    The cat, not the Cat
    • Post Points: 5
  •  Tue, Jun 26 2007, 2:32 PM

    Re: Insurance for engagement ring

    Which Cat?  Miaows suspiciously......
    • Post Points: 20
  •  Tue, Jun 26 2007, 9:04 AM

    Re: Insurance for engagement ring

    All sounds fair to me. The only extra conditions I would insist on are:

    1) Peter pays your fee, with me only becoming liable for half of it after I have earned in excess of £20k within any one tax year.

    2) I get to keep the cat.

    • Post Points: 35
  •  Mon, Jun 25 2007, 10:50 PM

    Re: Insurance for engagement ring

    1% for every one you beat him to, in any month. If he comes up with a better answer or you got it wrong (unlikely) you forfeit 5%. The clock starts again the following month.This incentivises you both to provide great service while sustaining quality of response.

    Simple really. Shall I draw up the contract? My fee around a grand.....thank you. :-)

    • Post Points: 20
  •  Mon, Jun 25 2007, 9:34 PM

    Re: Insurance for engagement ring

    bf, what a great idea - what share do you think would be fair?
    • Post Points: 20
  •  Mon, Jun 25 2007, 5:38 PM

    Re: Insurance for engagement ring

    Dave,

    Perhaps a cut of  Peter's salary......;-) 

    • Post Points: 5
  •  Mon, Jun 25 2007, 5:36 PM

    Re: Insurance for engagement ring

    Fiamold:

    My advice is to take out a contents insurance policy and specify the ring on that.  You will be surprised on the value of contents you have in the home, even if it is furnished (do a tot up of all clothes/electronic/personal effects/own furniture for their replacement value new - it iwll probably be higher than you think).

    And when you do buy and move, you can then just transfer the policy with you.



    Once again Dave you beat me to it!!

    Peter
    • Post Points: 35
  •  Thu, Jun 21 2007, 2:05 PM

    Re: Insurance for engagement ring

    You would need to make it clear that you want to insure it inside AND outside the home.
    • Post Points: 5
  •  Thu, Jun 21 2007, 2:02 PM

    Re: Insurance for engagement ring

    My advice is to take out a contents insurance policy and specify the ring on that.  You will be surprised on the value of contents you have in the home, even if it is furnished (do a tot up of all clothes/electronic/personal effects/own furniture for their replacement value new - it iwll probably be higher than you think).

    And when you do buy and move, you can then just transfer the policy with you.

    • Post Points: 20
  •  Thu, Jun 21 2007, 1:23 PM

    Insurance for engagement ring

    Hi

    I would like to ensure my engagement ring. Called several insurer today but they do only home - content insurances. In my current flat is nothing from value and I will buy a house in the next months - So a home / content insurance does not make sense for me.

     Could you please tell me which company would insure a single jewelery item that I wear the wole time? (The jewelerer were the ring was bought doesn't offer insurances.)

     Thank you very much

     Nina

     

    • Post Points: 50