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Insurance Claim Advice Please

Last post Mon, Feb 06 2012, 8:01 PM by huckster. 1 replies.
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  •  Mon, Feb 06 2012, 8:01 PM

    Re: Insurance Claim Advice Please

    Suggest that you wait until you have the further medical assessment before you think any further ahead. The assessment should hopefully make your position a bit clearer.

    I don't think anyone, either legal, personal injury claim expert or medical could offer you an opinion, without seeing the further assessment and considering this in light of what was agreed before.

    • Post Points: 5
  •  Mon, Feb 06 2012, 5:17 PM

    Insurance Claim Advice Please

    Hi there,

    In December 2009 I had a car accident, I was hit twice by a Lorry on the M25. They admitted liability and I have had 2 medical assessments for the back pain and whip lash I have a result of the crash, plus physiotherapy. The injury was estimated by the medical expert to be a two year injury, and the third party made an offer based on that. However, I am still suffering with the pain more than two years on. I am curently planning to have another medical assessment for this. However the problem I have is this:

    My solicitor tells me that if the medical expert deems the injury from the accident to have passed and the current back pain is due to something else, I could be offered less than I was offered before. Herein lies the problem - I have a 9 months old son, which means that from August 2010 until May 2011 I was pregnant. I am now concerned that the medical assessor may say that my back pain is partly/fully due to the pregnancy and that I would have healed by now had I not been pregnant. The pregnancy also meant that my physiotherapist was unable to give me the usual full treatment and I also worry that the third party will say that is why I did not recover and hence offer me less.

    My question is - how likely is it that the medical assessor does not atribute my current pain to the accident (and to pregnancy instead), and therefore should I just accept the original offer (which still stands) instead?

    Any advice would be much appreciated.

    Thank you!

    • Post Points: 20