EnglishHammer:

If by "credit rating" you mean what picture a Credit Rating Agency (CRA) paints, then your employment status is not relevent. This is because employment and earnings are not part of the CRA credit file.

If you are saying your CRA "score" isn't amazing then there is another reason or reasons. Shuffling money around by itself doesn't make any difference, though if it is serving to pay down an aggregate credit balance it will be beneficial.

There will be a (fairly) obvious reason or reasons in your credit report. Either bad payment markers, a highish % used of available credit perhaps or no evidence of any credit balance being paid down over time, or an incomplete residency record.

Obtain your Credit Report and go through it with a fine tooth-comb looking for errors and omissions.

Unfortunately when a lender considers affordability following an application for credit, your self-employed status may be a problem. You need to be in a position to substantiate your earnings if asked.

Please can you help as to what the best method is for improving my credit rating/having my account look at it's best for when applying for things such as a letting agents check.

I have a business account and I have a personal account. Obviously I run my expenses through my business account and personal outgoings through my personal account. However my rating still isn't amazing and wondered what is best to do.

Will moving money back and forth regularly between both accounts (ie 200per week) regularly be good enough rather than outgoings and money movement to other people/services? Does it have the same effect to improving my credit rating?

If not, please any advice on improving while being self-employed is helpful.