POA
I am sorry to hear of your troubles with ICICI but you should search for some of the longer threads regarding ICICI on this forum going back I think to late 2008, they make interesting reading.
I see your last comment about High Interest coming at a price (causing so much hassle) and fully agree. I will possibly get slated by some ICICI fan on here but I am thick-skinned and can take it.
Must admit, until early 2008 I was attracted to higher interest rates but have since moved my savings to what I class as "safer" accounts, not as much interest but easier to sleep at night. ICICI'S credit rating the last time I looked was BBB- with one of the ratings agency and this was the same as Bradford & Bingley before it was split up by the government.
With the added work involving a POA I would consider a bank or building society with a high street presence as they are more likely to have dealt with a greater number of these, and you can talk to someone face to face at a branch.
Hope you get it all sorted out soon.