Another way around the credit card problem is to register with talk talk and opt for the mobile service they provide.
You receive a sim card on a pay as you go basis with No minimum contract. It gets topped up with £10 every month automatically by direct debit. The benefit with this system, is you are not tied up into any contract. Also you receive unlimited phone calls to and from your home phone and any other talk talk home phone.
The £10 that is credited every month, can be used for extra phone calls or texts.
This way you are not stuck with a 12 month contract, but still receive the advantages of a contract.

Hi Gaffer316...

Our resident mobile phones expert Rob Kenley is away on vacation this week, so please allow me to step in, in his absence.

Though I agree with Linford that a PAYG phone can be a money saving solution for many, as it allows you to take more direct control of your finances, a contract can offer even larger savings if you are astute. Indeed one of the best ways to save money while using a contract phone is to avoid credit cards altogether and to pay via monthly direct debit. This allows your regular bills to be paid from your bank or building society account when they become due and is often the easiest way to make a payment because your bank or building society does all the work and yet you remain in control.

Also, if you're looking to save a bit more cash, consider e-billing as choosing to have your bills emailed can save you money with most networks. The key though, is to think very carefully about your usage, and what you are likely to use if you opt for a bundled package.

Unfortunately if a mobile phone company "won't touch you" with a contract then your hands are tied and you might have to resort to a PAYG phone. However, if you put forward the idea of paying by direct debit they might be more sympathetic towards your cause.

Good luck!

Paul Lucas - Rate Alert Editor

simple...........


do not go for a contract phone !!!!!!!!!!!!!!!!!!


why have a contract ??

you will be tied in with a myriad if restrictions / penalties etc


instead, get a tesco pay as you go mobile......................the call cost at ANY time of day is extremely CHEAP !!!!!!!!


I ONLY PAY £15 PER MONTH AND THAT IS IT ( of course you have to buy the phone, but they start at £50 )


keep us posted

How can I do the above i have defaults noone wants to touch me.