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household items cover

Last post Wed, Sep 09 2009, 9:37 AM by huckster. 1 replies.
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  •  Wed, Sep 09 2009, 9:37 AM

    Re: household items cover

    blue moon:

    If you are talking about extended warranty type policy to cover repair, Domestic and General can provide cover for numerous electrical items.

    If you look into warranties offered many articles have been written to advise that they are not worth the money. You are automatically entitled to a 2 year warranty under EU legislation. It is EU Directive (1999/44/EC) and it states that "a two-year guarantee applies for the sale of all consumer goods everywhere in the EU. In some countries, this may be more, and some manufacturers also choose to offer a longer warranty period."

    The other problem with warranties is that companies try to wriggle out of paying using small print, e.g. the item has not been used in accordance with manufacturers terms and conditions.

    So my advise is, don't bother unless you feel comforted by paying for extra protection.

    Arrange Home Insurance to cover your Home Contents, including Accidental damage, plus take out the legal expenses option. Home Insurance will not cover mechanical breakdown(faults) but will cover if you accidentally damaged items. Having the legal expenses cover can be useful, as some cover legal expenses for consumer disputes. So if you had a problem with a purchase, you may have cover to take legal action if required.

    Huckster

    • Post Points: 5
  •  Wed, Sep 09 2009, 3:28 AM

    household items cover

    i have just bought my first house and have bought numerous items from a high street retailer(comet) such as plasma tv, fridge freezer and washing machine etc. the retailer was trying to sell me cover on these items and it seemed very expensive is there an alternative as i don't want to be without cover if something breaks. Many thanks.

    • Post Points: 20