Shortly speaking, no.

The C & G only carried out a "valuation" which specifically does NOT look at structure or anything of any serious matter. All the valuation survey does is say to the lender whether or not the property is suitable for a mortgage. It is up to you to instruct a surveyor to carry out a more detailed and/or in depth survey for you, not the lender.

Sorry, but this is not C & G's fault.

SHARK!

Fearnt

I don't think you have any come back on C&G or the original surveyor 7 years on.

From what you have said, the survey you had through C&G was basic. You should have perhaps had a home buyers report which is more detailed but costs approx £500. This may have picked up any fault.

I would be tempted to get another opinion if there was doubt about what the buyers surveyor mentioned in the latest report. Get a local experienced builder in, to have a look and provide a quote for any work. A good honest builder may disagree with the surveyor. I dealt with surveyors reports for a banks Mortgage Dept for awhile and on a regular basis faults found in surveyors reports were disputed. Further reports were then conducted which cast doubt on the original surveyors findings.

If you get evidence that the fault is debateable, you could just place it back on the market or go back to the purchaser who pulled out with the contrary evidence.

Huckster

Please could you advise if i have any possibility of making a claim against Cheltenham & Gloucester who did a Property Valuation on my current home with no issues been raised. 7 years later a potential buyer had placed a offer which was accepted subject to contract but their initial survey came back with conditions from their lender stating that internal structural work would need to be completed prior to house purchase.

I have made no alterations to the property and the area where this work is required has not changed while i have been present.

Now i have a bill of £2,000+ and the buyer has pulled out why did my original lender not provide conditions to their Mortgage offer?

Please Advise

Many Thanks