I think times are much tougher and most people feel worse off at the moment. Even in the South East people seem to be worried about their financial futures, whereas if you looked a year ago people in the South East thought their financial futures were bombproof.

Funny how it can turn so quickly isn't it?

A new survey out today by lawyers Moore Blatch suggests that four fifths of mortgage lenders believe that home repossessions will rise this year.

With rising energy prices, credit card companies taking their products away, fears about falling house prices and a host of other pressues on your finances, how do you feel about your economic future? Is it a case of tying yourself to the mast and riding out the storm or do you feel there's a glimmer of hope around the corner in the shape of Thursday's MPC announcement on the base rate? Or are you so worried about your future that you can see no way out of the gloom that appears to be engulfing the nation?

Tell us what you think...