Hi, we had an issue with subsidence about 7 years ago, where the house we are in sank down about a cm due to the 2 trees in the garden sucking moisture out of the clay under the house. The ins co sent a guy round who told us it was no big issue, just fill the cracks with caulk filler, cut down the trees, wait a year to see if there are any changes and hey presto!
Now, 7 years on, we have had no further issues at all, the problem is gone, and the ins co paid £500 for redecorating, but nothing on the subsidence issue as it was "trivial"
What I'd like to know, is do we still have to mention this when applying for insurance, as our house insurance premiums have gone through the roof year on year ever since, as they know we can't go elsewhere... or can we? any useful advice would be appreciated.
Kind regards, Mike.