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home credit reference

Last post Fri, Dec 08 2006, 11:32 AM by The Cork. 2 replies.
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  •  Fri, Dec 08 2006, 11:32 AM

    Re: home credit reference

    This will down to the postcode software that they are using. First off it is likely to be a new build and the software has not been updated. Good organisations will update the postcode software quarterly - however this is expensive so some may only do this annually. If it is not a new build then you need to check the correct postal address with the post office - sometimes the information passed to you by the seller may not be correct - places get called one thing locally but the post office call them something else. The other probelm is when the address is known by a name and not a number e.g. Honeypot Cottage and not number 34. The other thing to check is when a number maybe something strange like 34/12F (usually flats). This can be typed in a number of different ways e.g. 34-12F, 12F/34 etc
    The voters roll is something else entirlely - but again companies may not be confirming you at this address because the electral roll is usually updated annually (February I believe). One last thing to check is that the spelling of your address is correct on the voters roll - the information is input by people and they make spelling and typing mastakes!
    • Post Points: 5
  •  Fri, Dec 08 2006, 8:26 AM

    Re: home credit reference

    Hi

    Have you bought a new build property? The Post Code database which looks up your address when applying for anything that requires your address is only updated at certain intervals so if its a new build then this may be the case.
    • Post Points: 5
  •  Thu, Dec 07 2006, 4:20 PM

    home credit reference

    i have bought a new house and my address does not appear on any insurance or credit card sites can somronr enlighten me why this happens? i am registered as a voter at this address.
    • Post Points: 35