Ian and Cerbius thank you both for your replies. I asked for 15000 because i need 8000 to pay off atax bill in a couple of weeks and the rest was to pay off a family loan. The tax bill is the most pressing. I think for reason for the loan i clicked other and then put "Relative loan" which was silly. Would you suggest that:
1) I try to borrow only 8000
2) Use only Experian or Callcredit lenders
3) Put a more suitable reason for loan (eg Home improvement)
Another question: Is it best to apply on line, by phone or face to face. I am very wary of making any more applicaqtion because of the possibility of being refused and then leaving footprints on my file.