I am a 18 year old girl and I passed my driving test at the beginning of April. Seeing as I'm off to Uni at the end of September I didn't see the point in getting my own car, so my mum said that I would be able to use hers until then, she's got a 2002 plate Ford Fiesta. We thought it would be straight enough to ring up her insurance company and add me as another named driver (not fronting though, I would definitely be an additional driver as she uses the car much more than me), however when we rang up AXA they said that they wouldn't take me as they don't insure anyone under the age of 19.
So I thought that if they wouldn't have me, then I could try some additional temporary insurance for 6 months until September. So I put in all my details into a temporary insurance provider called eGroup Insurance thinking that I could get a quote. However, one of the questions that I had to fill in was 'Who does this car belong to?' and because 'Parent' wasn't one of the available options listed, I chose 'Other'. Then when I got to the end of filling in my details and pressed 'Submit' it came up with a message saying 'You selected 'Other' on the question 'Who does this car belong to?', eGroup Insurance does not permit this and therefore we cannot complete your quote'.
So now, I don't have a clue what to do! The only other thing I could think of is that I could get insurance on my own, but then for an 18 year old this is going to cost about £1800 for an entire year, plus I only need it for 6 months! Anybody have any ideas? They would be much appreciated.
I never thought it would be so hard just be able to drive a car for a few months!