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guidance required

Last post Mon, Jan 21 2008, 9:44 AM by BB. 5 replies.
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  •  Mon, Jan 21 2008, 9:44 AM

    Re: guidance required

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    I was not referring to the insurance company. I believe your MORTGAGE PROVIDER will require you to have insurance. BB
    • Post Points: 5

  •  Mon, Jan 21 2008, 9:42 AM

    Re: guidance required

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    Its best to ring these specialist landlord insurance companies direct Shahji to make sure you have exactly the right policy. And as BB stated, you really must inform your mortgage lender that you are no longer living at the property, but have in fact rented it out :-)
    • Post Points: 5

  •  Mon, Jan 21 2008, 8:38 AM

    Re: guidance required

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    On buying online there is no option as such & they ASSUME that I've occupied the house. I'll not hide it if they ask, but they never ask & presume it from their own that I'm occupying it on their own. Kindly help me in this issue!!!
    • Post Points: 35

  •  Sun, Jan 20 2008, 6:09 PM

    Re: guidance required

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    You may find that the mortgage company regards insurance as compulsory whether you are letting it or not. Are they aware you are letting? BB
    • Post Points: 20

  •  Sun, Jan 20 2008, 5:33 PM

    Re: guidance required

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    Not compulsory, but it is sensible. My rental properties are insured with Country Mutual.
    • Post Points: 5

  •  Sun, Jan 20 2008, 4:47 PM

    guidance required

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    I've mortgaged my first home in morden & have rented it out. I need guidance on what type of insurance cover I shold take?? First of all is it COMPULSORY?? If yes, what type of cover I should look forward to since I've rencted my house?? What is the cheapest option insurance company where I shall go for since this is my 1st home insurance in UK & also my I'm rentingg out my property?? Regards
    • Post Points: 35