keep at them mate

ok my credit file? yeah i think i can put notes on there, But im hopefull that shabby will remove it as it is there fault in the firsy place :<

cant you put a notice of correction on your account saying this is in dispute?

Just got a reply from Shabby today after almost 2 months of nothing. They have decided to refund the charges imposed on my account. Its only £346.49 but these were after i closed the account so i had 0% controll.

(i closed the account then 2 months later got a DCA letter for 346.49)

Now abbey have said they will send it by cheque, But what the problem is. Although moorcroft havnt tried to contact me since i told them this is being disputed and i sent harrasment letter will they still want the payment?

the Account was closed then went -£346.49. Should i give this money back to abbey or moorcroft or keep it (or will abbey wipe the debt and give the money me)

I just dont want the money and moorcroft still chasing me? (if you understand me)

They also placed a Default on my account which is 1000% unfair. I want to get this removed but dont know how, might look for some templates?

Does any1 have any experience on these cases with dca clearing debt (which i dont owe lol)

Rob