can you tell me wat website you went on

hi there

i have tried to get a flext phone. completed the information that was required including direct debit. they said they would email me and am still waiting? did they email you straight away?

S

I do not have a good credit history and have been turned down for contract phones so took someones advice and went onto T- Moble website and applied for a flex-tplan. And to my amazment i was accepted. And am just waiting for my phone to arrive

S

Hi there

I to have poor credit but went onto the t mobile website and applied for a contract phone on t-flexplan and was accepted so try them you should have no probs as long as you set up a direct debit or have a debit or credit card.

D

I also have bad credit (my experian score is 198!) and I was accepted! Although the handset is out of stock :-( So I have to wait a few days!

I was turned down by vodafone however.

ive just been discharged from bankruptcy, well in december, so not long. ive just applied for the flext mobile contract and got accepted so thanks very much for your help

I havent got the best credit at all, and i have been turned down by o2, vodafone etc but i applied for T-mobile flex plan and was accepted no problems at all! just shows there is some resonable retailers out there! Flex is good as u cnt go over ur limit!! i would recommend T-mobile flex!

mate, go to your local cpw. tmobile seem to be passing everyone at the mo.

can someone please help me i can't seem to get a contract phone with anyone i have even tried t-mobile flext and was turned down! my credit rating isn't even that bad either! please help

Hi there, i do know a compay that can help you out as they do no credit checks all you need is a debit or a credit card and 2 proofs of address and they send you the phone. I have an IVA and can't get credit for anything but i got a phone from these guys with no hastle, they have a web site and this even tells you they do no checks. Unfortunatly when i tell people about this company and put the web site on here moneysupermarket think i'm spamming! but try this anyway you need to type "www." then "lowcost-phones" then ".co.uk" sorry about putting their address like this but maybe money supermarket may allow this reply to be published.....p.s guys i'm only helping!

Try www.squidoo.com/badcreditmobile for a list of company's who can help

Does anyone know any other companies that accept people with bad credit but have better tarrifs?

T-mobile sales called and offered me their solo package. It does mean that I don't get a new phone and is sim only. £35 for 1,800 mins and unlimited texts.

Hopefully after a few months with them I can try for a new handset

hi i have got shocking credit really bad, i applied on t mobiles website for a contract phone but couldnt complete the application because i havent got a visa or switch card (cant get one because of bad credit only got an electron) to verify my address so rang up t mobile ,no problems got a samsung soul getting delivered on a 18 month contract on flex, over the moon can now stop getting ripped off on pay as you go also help get my credit rating up

I would have to disagree about the actual cost of handsets - an entry level phone with minimal functions costs around £60 - £80 in the trade, a mid range phone like a Nokia 6300 is probably around £100 and something like an N95 would be £350 plus.....dont forget that the network subsidises all handset costs and then the contract guarantees them a certain amount of return or profit. We wouldnt have mobile phones if the operators didnt make a profit (like any other company) - however some of the terms of their contracts and the fact that you cannot ever get out of them is my major concern.

All the operators will credit score you upon application - and then set a maximum monthly contract that they are confident that you will be able to pay. They may ask for a deposit or for you to contribute to the cost of the phone. Best advice if you fail is to buy a cheap PAYG phone or a second hand/reconditioned one (unlocked) and then put a PAYG sim into it as this may work out cheaper (or you can get a better spec phone) than buying brand new from somewhere like Carphone Warehouse

Remember there are no "tricks" to getting a contract phone as the networks use the same kind of credit checking system, beware of any provider who guarantees you a contract or says that they can bypass the system - sometimes you can get lucky when you put the application through at the right times when the network may have lowered their credit score criteria or are desparate for new connections

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Rob Barnes

Head of Broadband & Mobile

moneysupermarket.com