home
in

FTB Mortgage with defaults

Last post Thu, Jul 03 2008, 4:26 PM by completefinance. 1 replies.
Sort Posts: Previous Next
  •  Thu, Jul 03 2008, 12:42 PM

    FTB Mortgage with defaults

    Hi,

    Could anyone tell me if there are any mortgages available for my situation?

    Joint mortgage needed for house value to £150k, max deposit 10%. Partner's credit rating excellent, though they earn less. I have about £3800 of settled defaults (most from 3-4 years ago) and £960 unsettled (currently being payed off as quickly as possible). Also have a settled CCJ of under £500 from over 3 years ago. Both earnings total £46k a year.

    I have a broker looking into it but I just wondered if there is anyone that would offer a mortgage under these circumstances.

    Any info much appreciated.

    • Post Points: 20
  •  Thu, Jul 03 2008, 4:26 PM

    Re: FTB Mortgage with defaults

    Hi...I think only First National would be able to lend at such high loan to value with current defaults.

    Regards

    Ian
    • Post Points: 5