Hi,

I've been living in the UK for about 2 years or so (from NZ), have a full time job, no real debt, good credit history (I havent missed any payments) and between my wife and I we earn over 100k.

What are the chances of us getting a mortgage? First time home buyers.

Does anyone know the acceptance criteria?

Seeings i'm not a UK citizen (however my wife is, and I'm on an ancestory visa) is it better her applying for the mortgage solely?

Help would be really appreciated.

Cheers

Hayden