Okay, then Loanfinder: what excuse do you have for all the people who did not lie, who were told that they were definitely approved, then received no loan at all. How dare you assume that all these people who are complaining on this forum are liars! Just who do you think you are?

what do u mean who do i think i am, im just sayin what my situation was im not tyin every1 with the same brush i should of said either u lied on your aplication or your just stupid as *** for givin bank details out over the fone for a loan why didnt you go to the bank instead.???? or is your credit rating that bad that you didnt have a choice now whos fault is that ????

Compliance Lady - Obviously you work for the or know someone who does, either that or you are very bored with yuor life and feel the need to surf the net looking for conversations you can butt in on and put people down.

Your comments are atrocious and extremely incorrect, may be if you had been through the process yourself you would understand what robbing ba*tards they are. How dare you accuse people of basically being stupid and pathetic.

I applied for a loan with a totally seperate company who transferred my details to these cowboys, I had a call from them and they at NO POINT told me they were a loan brokers. They told me on the phone that I HAD BEEN ACCEPTED FOR THE LOAN AND THE MONEY WOULD BE IN MY ACCOUNT IN THREE WORKING days. I called back 3 times in the same hour as I thought it was too good to be true and three times I was told the same thing. I asked again and again. Are you sure that I will be getting it even without signing anything and they SAID YES. It was not until a week later that I recieved forms in the post to sign authorising them to "look for a loan company for me" I was furious, they lied to me. I got all my money back after writing to the Ombudsman there Financial director, watchdog and there Customer Service Manager. Dont you dare tell me that I am a Sheep or that other people on this sight are. Get a grip on what your talking about before you start dropping your two penneth worth in you ignorant person. There are people on here who have been genuinly stung by these idiots and we have allbeen trying to help eachother and stop other people from doing the same thing. Go and crawl back under the rock you came from.

Yes - WHO DO YU THINK YOU ARE! What are you doing on here any way. Why do you even care, you are far too intelligent to be communicating with us low life dumb as* scum bags who (perrish the thought) had to go and try and find some money in the middle of a recession. Goodness, people being made redundant, loosing there houses, not being able to afford to pay there rent or even feed there own kids. What stupid people most of the country must be for trying to Survive and holding on to a tiny strand of hope, that they will be able to keep a roof over there heads. Lets hope your never in any financial trouble hey! Luck you! Open Your eyes.

ujordan24 - Has to be someone from the loan people, when sent my complaint letter into them i printed off all of the posts on this forum and attached it to the letter. When they called me they told me to pay no attention to these sites as it is all a load of lies, apparanlty we are the minority of the millions of customers they help (bull). I am near the start of this forum. I was stung a few months ago, I only came on here this morning to see how thigs were going with everyone, havent checked for a while. Cant believe that they are still managing to get away with it. Even more shocked that people like Lady Compliance have joined the site and feel they have the right to put us all down What happened to kindness. I can only assume they are the Loan people, Surly no one else could be so damn right nasty.

Vctoria darling..did you say in your last blog that I work for the Loan People?????? are you mad????lol....have a look at my old posts..I was the one that recognised Compliance Lady works for them. I was *** over by this company..2 weeks before christmas so imagine how *** off and let down I was?? I honestly believed them when they told me I was accepted..I don't think they have ever gave out a loan before..they just take your money. Please do not accuse me of working for THEM!!! give me a break sweetheart..I'm on your side!! thats why I have sent my story to Watchdog..I want to see these people go down!!!xx

i ahve just tried to gedt a refund from these people and was told at this piont my refund is nonrefundable as they are still trying to find a lender for me. even though they told me last week that they couldn't help me. Now all of a sudden they want to send for my credit file. what am i supposed to do to try and get my money back. I ahve reported them to watchdog but nothing has come as of yet

All money paid to brokers is refundable except for a fiver, as long as they have failed to find you a loan. If you pay £50 to have your details taken and they then pass you through to a lender who gives you a loan, then I'm afraid they are fully entitled to keep the lot.

The Govt needs to do something to regulate this, it's ridiculous the amount of people who pay £50 - £70 for absolutely no reason. Maybe we should get a petition together, stampede Downing Street and demand a refund! Anyone game?

Djcoppula...that is a brilliant idea..how we gonna do it though????x

Hi All,

As mentioned earlier I have now got my full refund but Stockport Trading Standards have supplied me with the below information that may help some of you out...

----------------------------------------- COPY OF LETTER FROM TRADING STANDARDS ---------------------------------------------------

Dear Sir/Madam

Re: Brokerage Fee Paid to Loans 4 Sure Ltd

We are in receipt of your complaint to Consumer Direct concerning a brokerage fee paid to Loans 4 Sure Ltd.

If you feel that you have grounds for requesting a full or partial refund from Loans 4 Sure Ltd, you should write or email your full complaint details to the following:

Group Compliance Officer
Loans 4 Sure Ltd
c/o Churchwood Financial Ltd
6^th Floor, Kingsgate House
Wellington Road South
Stockport SK4 1LW
complaints AT churchwoodfinancial.co.uk

You should keep a copy of your letter/email and obtain a free Proof of Posting from the Post Office. If you do not receive a refund, you can refer your complaint to:

The Financial Ombudsman Service
South Quay Plaza
183 Marsh Wall
London E14 9SR
0845 080 1800 or 0300 123 9 123 or 020 7964 0500
complaint.info AT financial-ombudsman.org.uk

Yours faithfully
Trading Practices Officer
Environmental Health & Trading Standards Section

----------------------------------------------------------------------------------------------------------------------------------------------------------

I hope this may help some of you out...

Regards, Wigan3r.... :-)

Under section 155 of the Consumer Credit Act 1974, a consumer is
entitled to a refund (less £5) of the fee paid to a credit broker if for any
reason the consumer does not enter into a relevant agreement within six months of an introduction to a source of credit or hire.

You should write quoting this part of the act by recorded delivery and demand the return of your money less the statutory £5 fee.

The above act that relates to this was posted on pages 2,3, and 5 then was last posted by myself on 11th March page 9 of this thread.... if it helps then here it is again folks. The problem with ongoing threads is that relevant or vital information gets left behind in the older pages as the thread receives new fresh posts. That's why it's crucial to read a thread of concern from the start to the finish, as a lot of the required info that someone needs or could use to solve their specific problem is already there. !

I too have fallen for this scam, how angry am i? I do have one thing going for me (i hope) regarding the £49.99, i'm still in the cooling off period of 7 days so hopefully i'll get a full refund, i've stated exactly what i think of them in the letter and as someone has previously suggested..i think Watchdog deserve to know about these people. It's not right what they are doing to honest, genuine and in most cases desperate people.

We need all need to unite and stop these companies. The loan people tried the same with me. I told the guy , i have already been conned by The Credit people and there is no way am parting with my money.

He tried to convince me but i was not having it, instead informed him will be reporting the issue to FSA,. I have requested a meeting with my MP to discuss the issue of fake loan advice and ripping off people

Hi sorry to hear of your problems i too phoned up for a £3000 loan and was quoted £110 which i thought was very reasenable. When asked to pay the £49.99 Fee i said ok but didnt have the money right now and would have to put it in the bank in the week. when i got off the phone i was worried as it all seemed to be so simple and easy so i come on here and read all the problems you were all havin so now they wont be getting my money.

Oh and to all of you that think we are stupid for going for this loan i have a job(only part time cos i have 2 kids)times are bloody hard and we all want a little bit of extra cash to make life easier. Fortunatly i wasn't pulled into this CON i got out before payin the FEE!!!!!!!! cos i looked into this as i thought it was to good to be true.Thing is when you look at the web site all looks good whose to know who is behind the phones and lying to you i only hope these peeps sleep at night after ruining alot of peeps lifes!!!!