*grins* you forgot to mention charming :p

For anyone reading the thread wanting the same information - here's what I found out:

I phoned the Association of British Insurers to see what it thinks its members would be likely to do.

The spokesman said that it depends. There's no "insurance blacklist", unless the fraud was an insurance claim. You may have to pay higher premiums and - particularly because it was fraud - you may find many insurers won't cover you.

I recommend phoning round a few to discuss your specific details in a bit more depth.

One thing the ABI were really adamant about is that you should absolutely disclose your prior conviction to the insurer. Otherwise, they could potentially refuse a future claim because you hadn't informed them.

I also recommend getting in touch with a charity such as Unlock - they have campaigned about this and can provide details of insurers who may cover you.

Best of luck - I can appreciate it must be upsetting to be preventing your husband protecting his possessions. Please do let me know how you get on.

Felicity

Chris,

Many thanks for your reply. A very kind person Felicity King-Evans has given me some help on this also and I have been on the UNLOCK site. I am in touch with various companies on the list to see what they can do for me.

Thanks again,

Hi,

You will find that online sites make many "assumptions" about customers, usually including that nobody living in the property has any criminal convictions.

Most mainstream insurers unfortunately refuse to insure people who disclose unspent convictions.

I work for the charity UNLOCK, the National Association of Reformed Offenders. On our website, we have both information around what you need to disclose, as well as having a list of insurers where we have established links so that people with unspent convictions are able to get insurance. Please note, we do not have any financial interest in any of these insurers. It is merely our intention, with this list, to inform people of what is "out there".

Hope this helps.

Hi

Contact the BIBA helpline to find a broker that may be able to help. See http://www.biba.org.uk/ConsumerHome.aspx

In regard to the question about convictions, this is covered in the terms and conditions. You will find that the online sites, have a page of terms and conditions, that you have to read.

Huckster

Stupidly, stupidly, stupidly I committed a serious crime and was sentenced in 2006 to 1 year - this was for fraud. Do you think I would even get home insurance. My husband, who has done nothing wrong, will be paying the penalty for my mistake. Is there anyone out there who can help with any advice. When I try and do an online quote there is nothing on the system which asks the question about criminal convictions.

I have paid the price for my crime and have set my life back on the right track now and would hope that could be taken into consideration.