Hi billbo
I'm sorry you didn't receive a refund last spring. This is clearly wrong as any balance of £5 or more should've automatically have been refunded following the Annual Review. Did you speak to us about this and. if you did, what was the explanation?
At this time of year, I would certainly expect there to be a significant amount of credit on your account ready for the anticipated higher winter bills. Additional discount is given in recognition of this.
The Annual Reviews are carried out between April and June. At this time last year, you were on the Fixonline 8 tariff so the review would have been based on these prices. As you know, this was a heavily discounted tariff so, with your reduced usage, it sounds as though dropping the Direct Debit to £77/month was probably the correct thing to do at the time.
However, at the end of Fixonline 8, you opted to go on Fixed Price 5. This doesn't have such a favourable discount and, indeed, carries a premium above standard rates. This will have led to an increase in the Direct Debit.
Depending on the month in 2012 your particular Annual Review is scheduled for, the increase would have aimed to achieve as near to a zero balance as possible by this time. Therefore, the amount we expect you to use by the review would have been spread over less than a 12 month period. This probably accounts for the higher than expected increase.
In August, you arranged to reduce these proposed monthly payments. If our previous estimate had been reasonably accurate, I suspect this will have led to us detecting a shortfall following the next bill.
Consequently, the Direct Debit would have automatically been raised to cover this expected shortfall and achieve the zero balance we aim for in the spring. With fewer months to go before the review it would, I'm afraid, again have been higher than if spread over a full year.
This type of arrangement is favoured by many of our customers as it helps stop accounts running into debt. However, we are aware not everyone likes this method and are currently looking into this as part of the Reset Review I mentioned earlier.
I realise I'm speculating rather a lot here billbo but difficult to do much more without looking at your account. Am happy to do this if you wish. Just drop an email to the address in my Biography and I'll gladly take a look.
Sorry again about the lack of a refund last spring and hope the above is of interest.
Malc