Hi,

I am just coming to the end of a fixed term mortgage with a rate of 4.69%.

I have been looking around but don't seem to be able to find any deals that suit what i want so don't know if to go on to a variable rate to see what the market is going to go over the next few months.

I am looking for a new deal which does not charge a reservation fee but don't mind paying legal and serveyor fees.

I will be looking to finance a £56000 mortgage on a £120000 property over a 10 year period but do not want to be tied in to it any longer than 2 years.

Anybody know of any decent fixed or tracker mortgages that cover the above>

Thanks for any replys.

You can use the mortgage calculator in MS - click on money, mortgages - and find a range of suitable mortgages.

I did try the calculator on here but find it a bit below par as the filters do not seem to work, i would select a certain type of mortgage but it would still return a huge amount of information that not related to what i was searching for.

I'm with nationwide and was going to go on to one of their trackers but when i phoned up they had pulled it and the same with first direct they have pulled mortages to new customers.

Most lenders charge reservation fees to expect a commitment from you. If you're apprehensive about paying upfront, you can try adding the fee to the loan; it seems likelier you'll get better mortgages, instead of looking for one with no fee.