I have fully comp insurance on my car and can drive another car not owned by me on 3rd party only cover.
My mother has just bought an old car, but cannot yet drive it since she is recovering from an operation. Because of this she has not yet insured the car. In fact we are looking after it, parked on our drive (off the road).
Question: am I allowed to drive her car on my insurance (take her out in it), drive it for short journeys to keep it running (until mother recovers), even though it is not insured in it's own right. Does it have to be separately insured for me to be able to drive it on the road under my insurance 3rd party only? Surely this is just the same as if it was covered 3rd party only by my mother. Or do all cars have to be separately insured in their own right? Please advise, since a number of forums seem to imply that I would be driving my mother's car illegally if the car did not have insurance in it's own right, even though I am permitted to drive another car with the owner's permission (3rd party only) under my insurance.