It depends on the 'clampdown'! Let them present us with their proposals, then ask the question.
Trouble is, it could pave the way for a 'clampdown' on any other claims made on insurance companies. Does anyone look at the profits of these companies to see if they are 'suffering' as much as their clients. God knows, there is so much profiteering by the banks, insures, utilities etc.. Let's see the new proposals first.
Getting away from motor insurance, remember, 'No Win, No Fee' is one of the last forms of protection for your average citizen as well as the cheats. People can't afford to go to court if they are injured and this government is making big cuts into Legal Aid etc..