You will not get a commercial loan. You should talk to the education authorities here and in the Czech Republic to see if anything is available there. You should also ask around to see if there are any jobs going.

Oxford is an expensive place to live. You should consider moving to another area.

I am a med student from Czech republic currently spending a couple of gap years in Oxford. Since it was incredibly difficult to find a job for me, I made a huge debts in monthly rent repayments. And now I feel like in catch 22 - because of not living here for three years and not being employed for more than 3 months, nobody would lend me any money what means I am going to be a homeless soon :D (just joking...hopefully)

Anyway. I won't give up that easily, so if there is any chance you know about the right direction for me where to turn to, I would be really grateful! Please, help me!

Maria