I bought my Advent laptop from curry's roughly two years ago and at the same time thought it prudent to take up the insurance offer they offered me as it seemed pretty good and if trusting the sales assistant, it covered everything that could possibly happen bar theft. Over this time, lugging my laptop back and forth from university it has accumulated some damage to the body of the laptop, although I think this is a matter of poor design rather than my heavy handedness. Anyway I thought that this is only to be expected having had the laptop for quite some time.
Skip forward to last month and I carelessly although accidently knocked over a glass of cordial onto my laptop. It stopped working and I promptly rang the insurance line and arranged a pick up. It has been 19 days now ( 2 days away from their replacement after 21 days deadline) so this morning I rang them for an update only to be told that the laptop had been rejected repair by the insurance company and I was being sent back an unrepaired laptop with a letter on how to take my claim further if I so wished. I am very confused about this as it says in the policy if there is a spilled drink they will repair it. The only thing I could think of was if they saw the light damage to the casing and thought that this was what I was complaining about (I wasnt the laptop was working fine even if it did look a little tatty) and decided to reject it.
Can anyone shed any light on this? Even if the repair is rejected and it is gone for more than 21 days will their replacement still stand? It really is rather inconvenient, this is the first claim I have made on my insurance after 2 years of paying only to be let down.
Thanks in advance for your time in reading this.