jellybaby9:

Hi,

That seems to be a pretty average score. I won't even mention mine but I still got a mortgage. The better the score the better interest rate you are likely to get.

Gemma

Thanks for the reply Gemma, did you have any defaults on your account and also when did you get your mortgage?

Hi,

That seems to be a pretty average score. I won't even mention mine but I still got a mortgage. The better the score the better interest rate you are likely to get.

Gemma

Good Evening Everyone,

I have a quick query, something which has been playing on my mind a little bit for the past few days...

I am a first time house buyer and am about to get some advice on mortgages - i have checked my experian report and my score is 650 ish. I was wondering what kind of effect this will have on the potential mortgage i could be offered?

I am buying with someone else.

Would my salary be able to help me at all?

I would appreciate any help on this matter!

D