If the company car was only registered to you and you can get a letter from the employer re not having any accident/claims, that you may be able to get a no claims discount.

It may be worth speaking to a decent local Insurance broker about this to find out about premiums where you live. In some areas an average premium of £800 would not be unusual. I did read the other day, that the average premium was now over a £1000.

I am company car driver of 15 years and was surprised to find that my previous maximum no claims bonus no longer counted after 2 years. When I was looking into I found that my wifes insurance promised to give me 3 no claims bonus if I took out a policy with her insurance. One of our friends who worked in the insurance trade once said that there was a couple who would alternate their policy every year so that they could both build up their no claims bonus but not sure if something like that is legal.

I have had a company car for over 30 years and now facing redundancy, have checked into costs for my own car.

I was shocked to receive premiums between £800 - £1000 for a 10 yr old car plus this is based on me still being employed. Once I am un-employed then it seems the figures will increase drastically, I am thinking that running a car may be impossible if I can't get another job. I am considering carrying out a survey at a supermarket car park to gather info on car model, age and what premiums people are paying and with whom.

No doubt the supermarket will stop me. I cannot believe people are paying these kinds of sums for average cars.