The first thing you could do is contact the finance company,you will have the finance document you signed which was given you at the time of your car purchase,if not ask the dealer he will have records as to which finance company had your buisiness and they might be able to assist you so you can change your car for a bigger model,perhaps a astra.although it will cost you more money.

We bought a new car in September after our last one completely died. We've got one daughter just now aged two. She doesn't need a big pram anymore so we downsized to a corsa. Cheaper to run, less road tax etc it seemed sensible at the time.

It cost us £4500 and so far we've paid the intrest but still owe £4492 if we want to pay it off in full now. We just took the dealer finance and I don't have details of the interest % or anything to hand.

Our problem is we've just found out we're expecting a second baby and we don't know how we're going to fit a pram into our little corsa (we have the same pram from our first daughter, cost a lot as a gift form in-laws so can't replace). It's also a three door so fitting a baby car seat is going to be such a pain.

If we sold our car now it's only worth £3000 now so we'd be about £1500 short of even paying our loan so would have to get a much older cheaper car to replace it.

Do you think we've got any way out of our car loan, it is just such a new purchase but we were planning on keeping it much longer! Right now we seem really stuck I just wondered if anyone had any ideas that we hadn't thought of.

Thanks :)