We came to the end of a tracker with Nationwide just over a year ago and signed up for a fixed rate 5.75 for three years, the first year being a payment holiday. We have just re-started paying the mortgage which is very high and we can see problems keeping up the payments later on.

We have approx 10 ten years left and the loans are £62,927.52 and £14,155.91.

Is there anything we can do?

Many thanks for your time.

Mary