Cooling off does not apply - It's too late to cancel the finance deal, once it was accepted and signed by the finance company then you took possession of the car, the deal is concluded and it has become legally binding.

when i tried to cancel dealer finance i was told by the finance company that the normal cooling off period that you get when signing up to a credit agreement didn't apply to the car loan so you may be stuffed. You'll have to check with the finance company

i have just getting a motor loan from barclays the total amount of the loan was 13000 but i have to pay 19000 back over 5 years i have looked at bank loans and they would be cheaper than the motor loan am i able to cancel this i sighned for it 5 days ago can anyone let me know what i need to do i have the car now.