This account offers a reasonable rate (4.01%). HOWEVER, the application process requires the disclosure of precise employment details incl. salary etc.. (There is no option to leave this blank, nor does it appear to cater for pensioners and others without current employment.) Why on earth do they need to know any of this - or think that they have the right to ask for it? It is an SAVINGS account after all! I can only assume that they are gathering the data for some marketing exercises which would ultimately result in me getting even more unwanted garbage through my letter box and I decided not to proceed with the application. This sort of completely unwarranted intrusion in private affairs should be resisted across the board.