As he's over 50 worth getting a quote from SAGA -I'm 61 and my wife is 58- we insure both our cars with SAGA for a combined total of £540 per year paying monthly ...and one of them is a sports car!!

i rang the shop and let them know what i think of their price and told them it is not on, that they can provide cheaper quotes but send out higher, so they met the internet price, so that is great

Unless you regularly check comparison sites you will end up being charged more - its how the insurance companies make their money. New customers also tend to get cheaper quotes than existing ones with the intention of drawing them in and hoping they renew next year at higher rates. Nothing you can do about it but shop around next time.

In this case your Dad may be able to negotiate a discount if he tells them that he has had a look on line and found cheaper quotes - but they are under no obligation as he has agreed to the renewal.

Hi i am trying to sort my dads finances out as his wife is seriously ill in hospital and i have looked at his car insurance and the swintons branch he uses are taking £60 a month for the insurance, he is 57, drives a s reg rover and just does 4k a year, i did quotes online with swintons and i got a quote through swintons for £35 a month, so why the hell can the shop [take this money] but online i can get it for £35 rather than £60, can i do anything about this? He has been insured with them for many many years, and has full no claims bonus, so i dont see how a shop can charge so much more than online for the same company? This insurance policy started from the begining of december