hi i had a ccj on my record 6 years ago now its gone,sent off to equafax theres no bad or late payments showing up,i had built my credit up with morgage,mobile phone and had a capital 1 card few years ago none of which any late payment,but still when i went for credit card they refused,iv just put in my search engine credit card with not so good score and barcley card came up is it worth trying 4 that card because to be honest capital 1 only give you £200 to start with then they allow you £100 every 6 months increase which to be honest is not enough really thats why i got rid of last one...barcley card ? wat do u think