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Barclaycard and getting back PPI

Last post Thu, Sep 24 2009, 9:14 AM by gcossie. 2 replies.
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  •  Thu, Sep 24 2009, 9:14 AM

    Re: Barclaycard and getting back PPI

    Excellent

    Many Thanks

    • Post Points: 5
  •  Mon, Sep 21 2009, 9:06 PM

    Re: Barclaycard and getting back PPI

    Basically; if she believes the PPI was mis-sold she needs to write to Barclays stating the reasons why she considers it was mis-sold, asking for the return of the premiums plus interest. If after Eight weeks they fail to resolve the problem you are then entitled to ask the financial ombudsman at the FOS (below) to become involved by lodging a complaint.

    If you place these words, "mis sold ppi" into Google, you will see sites and forums that explain in great detail what constitutes mis-sold.... along with the procedure and necessary template letters to undertake this process.

    http://www.financial-ombudsman.org.uk/consumer/complaints.htm

    gcossie - In response they said it would take 6 to 12 weeks and she would have to pay a fee of £10!

    The above refers to a SAR (subject access request), this is not always necessary for the purposes of requesting a return of mis-sold PPI premiums. ...they could have been wasting your time, effort and money.

    All a SAR does is compel them to provide all the documents they hold relating to the subject in question.

    • Post Points: 20
  •  Mon, Sep 21 2009, 7:49 PM

    Barclaycard and getting back PPI

    Evening all

    My Girlfriend has a Barclaycard and until recently she was paying massive amounts towards PPI etc, When she spoke with Barclays regarding her card they stated that she had PPI on it that she doesn't recall over agreeing too! This is a card from 2004 and we heard that there was a law change regarding cards that old! She was advised to ask Barclays for a copy of her policy because she doesn't have it anymore, In responce they said it would take 6 to 12 weeks and she would have to pay a fee of £10!

    Does this seem fishy and does anyone else have expericane of this nature regarding PPI, Barclays circa 2004?

    Look forward to any responces

    Gareth

    • Post Points: 20