you're assuming the selling bank is lending the money to the prospective purchaser as well. in reality the selling bank clouldn't give 2 hoots who is buying the house or how they are raising the finance they just want the highest price.

With regards the kitchen issue it may well be a developer getting commercial finance to do the house up to sell on at a profit which would preclude any rules on habitation.

would the bank prefer a cash buyer. has opposed to someone with a morgage whitch would take longer to sort out

The bank don't care where the money comes from. They have a legal obligation to obatin the best price possible and if there is a higher offer, they will go with it - The kitchen wouldnt be an issue.

hi trying to buy a repo house. i am buying cash .the estate agent has said since my offer. another offer has been submitted for the full asking price of the house . theres a diffrence of two thousand pound . the other offer is on a morgage .this house has no kitchen fitted and has been taken out buy the previous owners . the bank is considiring the other offer on morgage . correct me if im wrong .but i heard you couldnt get a morgage if the house had no kitchen fitted has it whas classed as inhabitable . would the bank prefer the cash .or someone with a morgage . please help