Hi all, i was discharged from bankruptcy approx 3.5 years ago. I have had a basic Natwest bank account since , but this is not doing anything to help my credit rating. The bank will not upgrade the account (i have asked for a better account without an overdraft facility) to help me. Is there a bank account on the market that will accept me with my poor credit rating and help me improve my credit rating (if thats possible yet) but without an overdraft? Many thanks if anyone can help me with this , Shamrock67